With all the excitement of buying a new home, it’s easy to forget about the small yet important jobs that need to be done ahead of moving day. To help, we’ve pulled together this essential checklist for those preparing to buy their first home and a good reminder to those who are moving up the ladder…
Banks: With paperless statements and online banking, informing the bank of a change of address is often forgotten! This can be very risky, as important documents could fall into the wrong hands. Also, don’t forget about credit cards or store cards either!
Electoral Roll:As soon as your contracts are exchanged, contact your local council to register on the electoral roll. This can take anywhere between one to three months to show on your credit report but is an essential requisite when applying for any credit.
Council Tax: It’s important to settle your account and update the council on your new address as soon as possible.
Post Office: Organising for your post to be redirected will save you any hassle and avoid sensitive mail being sent to the wrong address. This will also give you more time to ensure you’ve updated every account or subscription.
Insurance:Previously your landlord will have arranged your buildings insurance for you. As a homeowner, it’s now up to you to arrange it for your new home. You should also ensure your contents insurance covers your belongings in transit, as the removal van may only have limited cover.
Utilities: Take a reading of the gas, electric and water meters in your old home on the day you leave and give those readings to the utility companies. You’ll also have to give notice to your telephone and broadband service provider to switch off that service.
Internet: Try to plan this in well in advance, as installation can take several weeks. You should also try speaking with your current supplier, as you may be able to transfer it over to your new address.
Healthcare: If you’re moving into a new area, then your local doctor or dentist could have a long waiting list – so don’t leave this until the last minute! If you don’t need to change, then just be certain to inform them of your new address.